![]() The applicant must be a resident of the current city for at least one year.The applicant must at least be a graduate.The applicant must earn at least Rs.20,000 per month to be eligible for this loan.The applicant must be an active employee of a public or private sector company for at least one year.Anyone between the ages of 21 years and 58 years can get access to this loan.The eligibility criteria for Kotak Mahindra Bank personal loan are listed as follows: Rs.750 + GST per instance of part-prepaymentĮligibility for Kotak Mahindra Bank personal loan.Up to 10% annually, after completion of 1 year lock-in period.For Loans disbursed after 1 February 2020:.Loans disbursed on or before 1 February 2020, no part payment facility available.Post that a fee of Rs.200 + GST will be chargeable Up to 5% of the loan amount subject to a maximum of Rs.7,500ģ0% of dishonour charges + overdue interestĬharges applied in case customer requests for copies of records pertaining to their transactions ![]()
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